Category: Guides

How to invest by trading online

In today’s guide you will find everything you need to know to invest by trading online, a complete guide to all aspects of this extraordinary world, which today really allows everyone to go and invest their savings without intermediaries.

We will talk about the basic aspects that interest online trading beginners, as we will analyze the more technical aspects concerning the composition of the portfolio, or even the choice of the best broker as well as the strategies in relation to our risk appetite and our expectations.

Take a look immediately below. We show you the only 4 recommended platforms to invest in the stock market through online trading.

Why do we recommend these?

Because they are the only ones really able to assist you during your entire journey as a customer within the platform and, even if you don’t deposit anything, they give you ebooks and demo accounts for the free trial.

A complete guide, which aims to be the most complete in Italian and which we offer you free of charge to learn both the basics and the most advanced techniques.

We will never tire of repeating what is the great truth of the investment world: in the markets war is made through information and knowledge and therefore those who are better prepared will certainly have greater chances of obtaining good results.

Without forgetting that you can immediately put into practice what you have learned during today’s guide by simply going to open a free practice account with eToro from here, one of the brokers that offer you the best environments for trading online.

What will we talk about in this online trading guide?

There are so many topics that we will have to touch to offer you a true complete guide to online trading. As we anticipated above, the world of online trading is complex, but not for this reason impossible to deal with even for beginners.

We will therefore necessarily have to talk about:

  • What does it mean to trade online: because without starting from the basics we will be able to understand nothing of the more advanced topics instead. Even if you think you know what online trading is, we recommend that you pay close attention to this section of our guide;
  • On which markets you can trade online: today you have a huge number of markets available to invest in online trading. We will analyze them one by one and we will also advise those most interesting for those who are just a beginner and are taking their first steps. Remember that even in this case you will be able to test your skills and interests before investing with real capital: you can do it also with – broker that offers more than 2,200 stocks on all the best markets (with the possibility to invest in real shares);
  • Which means investing in the short, medium or long term: because the timing is really everything for those who must decide the right strategy to invest;
  • How to choose a good broker to invest: there are hundreds of brokers operating in Europe. How can we choose the best ones? What are the criteria that we must necessarily apply?
  • How to reduce risks: investing in online trading also means going to invest in the best way by reducing the possible risks. What are the best tools to reduce risks?

Obviously we will also have to touch on many other topics. These will be the main ones, from which you can develop all the manual we have prepared for you.

Always be aware of the fact that the choice of a large intermediary is necessary in order to work really well on the financial markets.

What does online trading mean?

Investing with online trading means going to buy and sell securities on the financial markets, for speculative purposes.

Don’t be fooled by the term “speculation”. Non-specialist newspapers use it referring to what would be an ethically shameful practice and to few people recommendable.

When we talk instead of speculation for online trading we simply mean that when we operate on the markets we do it to earn: in fact we aim to buy securities at a price and sell them at a higher price, playing on price changes.

There is absolutely nothing wrong, strange or absurd in wanting to proceed like this. Indeed, what the banks do when we choose an asset management product, as do the ever-acclaimed pension funds.

Trading online therefore means focusing on a company, on a currency, on a raw material that we think will increase in value in the future.

Investing in online trading is just that. Nothing more.

On which markets can you trade online today?

We already get to the heart of the story, or to the markets that we can exploit to do online trading.

The first good news indeed comes from here: today even with relatively small capitals we have access to markets that only until some time ago were absolutely inaccessible for those who were not millionaires and could not afford a personal broker.

Below we will analyze everything we need to know, at the market level, starting from investing in the stock market to move on to markets that are certainly less common but equally interesting.

Online trading to invest in the stock market: stocks

The first market that we will analyze in the course of our guide today is the stock market, what is commonly called “stock exchange”.

The stock exchanges are an excellent environment for trading, because they allow you to invest today not only on national stock exchanges, but more generally on all the main companies in the world.

What does this mean and why can it also be beneficial for the small saver?

  1. There is a huge choice of titles: with the right broker we can really access virtually all the markets that are available worldwide. You can therefore decide to invest in the American, Chinese, German or Italian markets. And with a good broker like – here for access to the free demo account you can also decide to invest in all these markets simultaneously, because it is one of those that offers the largest number of stocks and markets;
  2. There is a huge selection of sectors: think of how many types of companies you can meet on the stock exchanges. From banks to the big steel industry, passing through the automotive, clothing, food and many other sectors. By turning to just one market, you have virtually access to all the major sectors of the real economy, finance and services.
  3. Liquidity: with a good broker you can buy and sell shares in near real time. What do we mean? We mean that to trade online on the stock exchange – once you have chosen an efficient broker like 24option – here to learn more about the official site in preview you can buy and sell your shares instantly. This is a great advantage over much less liquid markets, such as those of mutual funds.

These are three points that are the basis for those who want to trade online successfully and therefore make investing in the stock market one of the fundamental markets for those who are taking their first steps.

They are so advantageous as markets that banks offer them less and less frequently, precisely because the poor financial products they offer you would have no reason to exist if everyone decided to invest with the stock market.

Even for the stock market, if you are completely fast of any trading operation, we recommend starting with a free demo account that will allow you to test the market before investing your capital.

A good starting point can be the eToro demo account (open it for free at this address), a demo account that allows you to invest with 100,000 euros of virtual capital in all the best stock exchanges in the world.

We believe – and we have no fear of being denied in this particular issue – that the stock market is one of the most interesting for online trading and that it should therefore be taken into due consideration for your future on the markets.

The other markets to invest in online trading

Then there are a whole different series of markets that you can definitely take into consideration to make up a good investment portfolio.

Also in this case we will face them one by one, certain of being able to offer you an address guide to your future operations in the world of online trading, a world that is surely, at least in our way of looking at things, dominated by stocks but where we must necessarily learn to look around with intelligence.

Trading online with Forex

Forex is the currency market, or the market where currencies are traded against each other. It is a market that many believe – erroneously – intended only for specialists, while in reality it has characteristics that should make it very interesting even for those who are taking their first steps:

  1. For those who invest in the short term, you can also start with a minimum smattering about technical analysis, or investing mainly having at the base the analysis of the graph;
  2. It is the most liquid market in the world: which means that everyone can have their say, even those who invest with extremely limited capital;
  3. It is relatively easy to follow even at the macroeconomic level. The news that must be followed is in fact the same that must be followed for all the other main markets.

You can also decide to simply accompany the currency market to the stock market, with a broker offering you both markets.

An example? offers you both the best shares and the best currencies, as well as a large number of other markets, which allows you, like all the others we mentioned in our guide today, to invest at the beginning also with an account free demo.

Online trading on raw materials

Raw materials are hot material, in the sense that they are followed by many professional investors and form the basis of many professionally managed portfolios.

It must be said that perhaps they are not the best asset for those who have started investing recently and who will still have to approach what is one of the most risky markets that exist with due precautions.

However, nothing prevents you from allocating a residual part of your capital and your own portfolio to raw materials such as oil, natural gas, gold, silver or even food raw materials.

You will find an excellent assortment of this type of asset from brokers like 24option – here for a free demo demonstration, which allows you to invest not only on the raw materials, but also on the two markets that we have mentioned above, ie stocks and Forex.

Online trading with cryptocurrencies: who is it convenient?

Cryptocurrencies have been on everyone’s lips for a few years now. Bitcoin, but also Ethereum, XRP and many others, have made the fortune of those who had the intelligence to invest in this specific market in advance.

But is it still worth investing today? The same warnings that we have just made for raw materials apply. We are in front of a category of assets that in fact can offer a lot in terms of returns but that require the investor to have a certain propensity to risk.

Here too, with the right broker you can go to invest, accompanying an equity investment to one, smaller, in cryptocurrency.

To do this, once again, you will need a quality broker that will allow you to invest in all these assets, ie a broker like eToro – here to invest with 100,000 euros of virtual capital, which allows you to go and invest in cryptocurrencies, as well as a very large selection of stocks, currencies and commodities.

Invest in online trading with indexes

We close our review with the indices, or rather the securities that replicate the performance of different stocks in the same stock exchange, with the ability to offer a good diversified investment with only one security in the portfolio.

The indices are close relatives of the shares and certainly a good alternative for part of our capital.

Choose the indexes that best suit your needs and that best blend with your trading strategies and then go and invest in combination with your best actions.

Online trading: is it suitable for beginners?

Absolutely yes. Despite the fact that there are still hesitations to push those who do not have a great experience to invest in this type of market, it is equally true that both the brokers and the markets themselves have changed greatly.

It is equally true that many brokers offer you the possibility of investing in stocks and other types of assets, accompanying this investment with two fundamental tools for the less prepared, ie beginners:

  1. Training: all the best brokers today offer videos, webinars, conferences, books and in-depth articles to begin to have an important smattering regarding the best concepts for online trading. You can check for yourself what the best training brokers offer, like 24option for those who have just started trading online;
  2. Demo accounts: we will never tire of repeating that the demo account is the best of the gyms that a beginner has available. If you have never traded, you can also immediately open a demo account to actually see what it is and to conduct your first operations without the hassle of losing money that you saved with sweat. eToro offers the non plus ultra of demo accounts and allows you to invest with 100,000 euros of virtual capital on all the best markets and also to invest in the stock market!

Always watch out for scams in stock market investment and online trading

What do we mean by eye to scams? We mean that unfortunately there are many non-legal operators who were born with the aim of cheating you and who cannot in any way help you prosper in the markets.

Fortunately, recognizing them is relatively simple:

  1. When you are offered automatic gains you run like hell. Although today’s trading software has evolved, it cannot in any way offer trading without commitment and that it can bring results automatically. Anyone who offers you such a thing is trying to trick you and go fishing from your wallet;
  2. When something is too good to be true, it usually is. Nobody gives you anything, let alone online trading. When something, an offer or a profit, they seem too good to be true, generally they are;
  3. Choose only licensed and recognizable brokers: no scam operator is able to obtain a European license, because this license presupposes the presence of thorough checks and that in any case are extended over time.

Stay away from scammers, because it is precisely the best way to lose all the money you had thought of earmarking for investment in the stock market.

Who should I contact to trade online?

There are basically two different alternatives to go to invest in the stock exchange or in any case in the markets through online trading.

On the one hand, you have banking platforms, or securities deposits that the bank offers to customers and that, at least on paper, should offer a good level of market access, with the security that only banks would be able to offer us.

On the other hand, we have CFD brokers, brokers that allow us to invest through contracts for difference and that are born with the specific aim of offering our finances an outlet to the markets.

Below you can consult the list with the operators recommended by our team to invest by securely trading online. Tested platforms with a high degree of reliability and quality ( minimum rating: 8/10).

Why not not trade online through a bank

The banks all or almost all offer an investment platform that should at least offer access to Piazza Affari and the main European and American markets. We absolutely don’t recommend this choice for reasons essentially mirroring those just listed in favor of CFD brokers, that is:

  • Banks can offer you platforms that are not modern and suitable for you. The tools for trading available to your bank are not very customizable, often cumbersome and do not have many automatic features that, instead, the platforms available to brokers can offer you. Especially if you want to monitor the performance of many titles and multiple exchanges, having an excellent platform is an absolutely fundamental choice.
  • The securities available to the banks are numerically limited. You will therefore not be able to diversify how much you should invest. Making sure not to invest everything on a single stock is in fact one of the most important rules of trading, and obviously serves to increase one’s chances of earning and contain any losses we could sustain if we lose value in our actions.
  • The banks charge very high trading fees. This obviously does not suit small investors and their needs, which obviously impose not to pay staggering figures every time the bank’s financial advisor performs an operation on our behalf.

They are enormous problems, which must surely be faced by anyone who wants to approach markets in a serious way and above all with the aim of prospering on them.

Fortunately, today everyone has that of CFD brokers who specialize in online trading and stock market investment, just like eToro and we’ll talk about it in great detail in the next chapter.

Why invest by doing with online trading with CFD brokers

The best interlocutor for your online trading operations is definitely the CFD broker, like the ones we got to report to you several times during our guide today.

With a CFD broker you will have huge advantages over the bank. After all, you are in front of the solution that is most frequently used by trading professionals and allows you to invest without any kind of limit on any market, saving and more efficiently.

The reason is quickly stated and summarized here in some convenient points:

  • only the brokers have access to the latest generation trading platforms. It is in fact essential to understand that only a software (proprietary or open source, your broker will advise you about it) high-performance and modern can allow you to follow more grants together, to automate many operations and, in general, to simplify your life. These are resources which allow the investor to exchange securities abroad in an automated manner, taking advantage of useful features such as take profit and stop loss.
  • Brokers can offer you lots of different stocks to invest in. Not only your favorite actions like the Amazon or the Juventus title, but thanks to a good broker you can exchange hundreds of other titles around the world, thus allowing you to implement increasingly complex and profitable profit strategies.
  • Costs with brokers are increasingly competitive. Unlike what we will see in the next paragraph concerning banks, the costs proposed to the client by a good broker are not much lower, but the necessary investment will be really paltry. A great way to start our adventure in the world of trading with due caution.

Obviously, one must also know how to choose the right broker: it must in fact be in possession of all the licenses necessary to legally carry out this profession. These licenses, issued by various authorities around the world, will allow us to be sure that the financial broker to whom we entrust our savings is not an improvised adventurer like there are too many around but a true professional in the sector.

In the next section we will identify the characteristics of the best CFD brokers, those that can operate in a regime that is at least equal to that of the best intermediaries we have ever had the chance to meet on the markets.

An example that we can raise to standards without any fear of being denied is definitely 24option – here to test it with a practice account always free, which allows you to go and invest in all the markets you can imagine, at extremely reduced costs and without any kind of limitation.

How to recognize a good trading broker

What are the characteristics that a good broker must have to be considered one of the best to trade online or on the other markets that we have reported to you during our guide?

There are actually different ones, which we advise you to always keep in mind before making your choice:

  1. License: must always be present. Brokers who do not have a license from a European country must be considered series B and when they do not have a license at all, not even issued by non-European authorities, they must always be discarded;
  2. Markets: there are many stock exchanges and the brokers that offer you a greater number of markets must be taken into greater consideration. Better to have more titles available than to have fewer. We will have more freedom to invest and above all we will have the opportunity to operate by seizing every opportunity that the markets can offer;
  3. Platform: the software that is made available to you to invest in the stock exchange is of fundamental importance and therefore you will need to pay great attention to it. What do we mean? We mean that without the right tools it will be enormously more difficult for you to go trading the right way;
  4. Commissions: the best brokers offer the possibility of investing in the stock market without commissions. All you have to pay is a tiny difference between buying and selling, a difference that is often 90% lower than the commissions that are offered by banks.

With these criteria in mind you will always be able to choose the most suitable broker for your transactions, that broker who will be able to be your shoulder for all your future online trading operations.

Trading online is NOT a scam

We know it. There are hundreds of people whose only goal is to express negative opinions about everything, even without trying it.

The fact is that online trading and investing in the stock market are far from being a scam and indeed can offer an ideal environment in which to develop one’s portfolio.

By choosing a good operator for online trading, you can enjoy the advantages of these markets without exposing yourself to potential scams.

Online trading is not a scam and anyone who claims otherwise has no idea what he is talking about.

Just start on the right foot by choosing a licensed broker, guaranteed and allowing you to go and invest in all the markets that interest you. also responds perfectly to this identikit and is truly one of the best for those who want to get closer to the bora market on the right foot.

A good strategy for trading online must start from the time horizon

We remind you that a good strategy for trading online and in any type of online trading market can offer you, it must start from the time horizon you have in mind:

  1. Those who invest and want to operate in the short term must have greater attention to technical analysis and above all to read the chart. In this case then the markets must be followed with greater consistency and it will generally be necessary to try to operate on more volatile securities;
  2. Who invests in the medium term: it can also integrate the fundamental analysis within its strategy and can certainly benefit from the tools for semi-automatic trading, such as conditional orders;
  3. Those who invest in the long term: will have to choose completely different securities, generally between those securities that have a low but relatively constant income. The long time horizon can also extend to several years, which is why it must be chosen only by those who have a really solid strategy and control capacity.

However on our site you will be able to find important insights regarding the composition of a good strategy and its implementation.

Without forgetting that today you have an extraordinary possibility available: before putting real money on your strategy, you can go and invest with virtual capital to test these strategies. A great, huge advantage for those who want to go and maybe experiment with strategies with a different time horizon.

The new tools for online trading: copy trading

We cannot but point out to you in this guide of ours today also the Copy Trading, a system that was invented by one of the brokers that we recommend more frequently on our pages and that allows you, even if you are a beginner, to go to invest in the main markets.

With copy trading, in just one click, you can in fact go and copy the portfolio of successful investors, who may have already had excellent results in the past.

This is a great opportunity, especially for beginners, who should always keep in mind an irrefutable fact: there are no automatic systems to make a certain profit on the markets and therefore it will be necessary to choose the trader to be copied with a certain foresight.

The broker that offers this service is the evergreen eToro – and allows you to test this system even with a practice account, without there being any obstacles even if you currently have no capital to invest.

Conclusions: online trading is a wonderful adventure

We conclude with what is our opinion, which should easily be apparent from all the texts we publish on our site. We are facing a great opportunity with online trading, an opportunity that just until recently we could not even have imagined and that today is really affordable for everyone.

We advise you to learn what you can about online trading and to start investing even with a free demo account, to touch what we are talking about and maybe come back here looking for more information.

Online trading, if done in the right way, can really be a wonderful adventure, an adventure that sees in this guide your starting point.

Do not hesitate to take your first steps also thanks to the use of a free demo like this one here: today you really do not lack anything to begin to invest seriously in the markets that interest you most and to perhaps begin to set your strategies to be successful in the stock market.

And if something isn’t clear to you, don’t hesitate to contact us. We will be more than happy to make the issues that caused you some difficulties more understandable.

Opinions and comments on stock market investments

Do you really want to know the essence of investing in the stock market? Then you just have to try to know all the opinions that circulate about the investment in the stock market, as well as the most witty and reliable comments from network users and industry experts.

The main opinions circulating on the stock market investment made on the net are quite different and very varied, although it must be said that the insiders of the sector agree unanimously that investing in the stock market online has now become the system of use of their own money the most intelligent and reliable than in the past.

Do you really earn on the stock exchange?

Let us say immediately that if you are here to consult our page dedicated to investing in the stock market, it is possible that you are also asking yourself a question that the vast majority of Internet users now have, who still have no familiarity with this genre. business: what everyone wants to know is if the stock market investment done online really works? But not only…

How much do those who invest in the stock market really earn? What is the opinion of those who already do it?

This is undoubtedly the most common question and therefore it is the one to which we will try to give a more precise and reliable answer possible, for you and also for all those who wish to invest in the stock market and do so starting from objective opinions on the subject.

There are many people who try to answer this question, the problem if anything and find someone who has what it takes to talk with knowledge of what the stock market investment is. We who have been doing this kind of activity for a long time now cannot but offer you an affirmative answer.

Investments in the stock market do work , of course, carrying them out online only brings additional benefits and advantages, but also incredible comforts for anyone who wants to try.

To really make money in this business, however, it is necessary to take full advantage of your abilities, put your intelligence to good use and always stay calm and cool.

With respect, even a person who performs the most humble of jobs starting from a sweeper to end up as a janitor (professions that are useful and respectable but do not allow you to earn a lot of money and do not require great skills to perform your duties) could succeed in making satisfactory profits with the financial instruments available on the net.

How? Studying and applying, in the hours of leisure and free time. If you love what you do and if you sense that the bag is the hobby (which can become a job …) right for yourself, well, then the results will come.

These are not just our opinions because as you are about to discover in the course of this paper, many simple and humble people have started a trader’s path and have succeeded in achieving great success.

Of course, we are not talking about people who have become millionaires, these are things that happen only in misleading advertising, more simply we mean that even those who are not in possession of a higher education degree can take home a salary by investing in the stock market online.

The trade of the trader also brings with it the advantage that the money earned through this activity will not be derived from a stressful job that occupies the entire working day, but simply from the investments carried out in a business that can be managed independently: from home or wherever you have an internet connection available. Without impositions, without limitations of any kind, without a leader to whom you must be accountable.

Opinions on how and how much you earn on the stock exchange

All the experts then agree with other important aspects of stock exchange trading. A fundamental prerequisite, for example, is to turn to brokers who can truly act as intermediaries between you and the financial markets that do not cause you any problems and are up to their task.

A regulated broker and the adequate basis on which to build one’s trading career regulation in Italy as well as abroad is mainly provided by two particular control bodies which are Consob and CySEC.

When on the site of one of the brokers you intend to contact you, the authorizations of one or the other or even of both bodies appear in plain sight, which means that at night you can sleep peacefully, simply because you can be sure that your personal data they are completely inviolable, your trading account is armored, but above all that the money you earn will always be paid to you in short times and according to the highest security standards.

So if you still have doubts that lead you to think about not starting a career as a trader and investing in the stock market, this probably happens because you’ve heard around on the internet of people complaining about the work of fake and unregulated brokers or you may have read that, CFDs (contracts for difference) are nothing more than systems to cheat people and do not really allow you to earn.

What we want to clarify here, however, is the fact that any form of investment involves a certain risk threshold. Now that we are talking about online trading, investments in brick or investments in the field of traditional entrepreneurship there is one factor that never changes, that of risk.

Anyone who invests his money in any activity must realize that there is the possibility of losing it , on the scales, however, an even more important factor must be put: the possibility of multiplying the starting capital and making it reach incredibly high amounts, a possibility that without taking any risks, it cannot be seen even in a mirage in the desert.

What can a beginner invest in the stock market get?

So regardless of the “hearsay” only what you decide to do with this activity counts: if you were to take it seriously then it will have a future for you, if instead you had to live it the wrong way or like a game of chance your path will stop soon and abruptly with nothing.

It takes patience to start earning seriously in the stock market. If in an online advertisement you have seen that with the currently available financial instruments it is possible to make even up to € 500 per day does not mean that if you start tomorrow you can achieve this result.

It is true that experts in the field are able to obtain these figures and much more, but they have been operating for many years now and it is only for this reason that they manage to report these astounding results that are then exploited by advertising to induce people to make investments in the stock market. It is evident that a beginner cannot aspire to the same results at least in the first year of activity.

On closer inspection, making a downward estimate of an average person, if he has absolutely no knowledge of the derivative instruments he is using on the stock exchange, can even earn € 50 a day with complete peace of mind . So from the beginning it is possible to aspire to obtain a real salary similar to the one that would be paid to you in a classic work environment.

So where is all this great convenience of investing in the stock market online? We reiterate, the great advantage at least initially, consists in the fact that it is a completely independent use that can be customized from every point of view. A job with which you won’t have to ask anyone for anything.

Simply become your own boss and then decide how, where and when to work.

If this seems to you a small thing, you just need to think back to all the times you felt enormously dissatisfied, stressed or mistreated in your traditional job position: like a job as a waiter, a low-level employee or even worse in a call center .

Using small sums on the stock market is therefore a unique opportunity to escape from all this; it is only for this reason that we are here to provide you with these opinions on the subject: it is an occasion that you cannot absolutely ignore and that you should indeed seriously think of exploiting.

Some tips on carrying out online stock exchange activities

Trading online on the stock market is first and foremost a matter of having the right approach . Too many people because of their naivety or the misleading advertising we were talking about before entering the world of financial investments convinced that they can land in a world where money grows on trees and are ready to be collected by anyone, as if money were printed in the markets ready to be given away to passers-by.

Online trading is really a way to achieve success but only if you choose to experience it professionally is this perhaps the first real thing you have ever heard about trading since you are looking for information about it online.

It is now several years since the possibility of making investments directly online and therefore operating on the stock exchange in a substantially “virtual” manner has been regulated and accepted.

If it really was a system that does not allow you to earn or that does not work, it seems obvious that it would have long gone by now and instead in recent years this business has done nothing but know about continuous growth all over the world and obviously also in Italy where the number of traders is more than tripled from 2008 to today.

In less than a decade, therefore, many people have merged into the world of online trading to make the stock exchange their trade and earn sums of money that otherwise would never have the chance to grab.

We have therefore collected in the following list of opinions and clear and simple comments regarding trading as it is experienced daily by millions of users around the world:

Opinions on trading on the stock exchange

Trading on the online stock market is experienced with enthusiasm and participation by all those who have actually tried it on their own skin! When you happen to organize an exchange on the market very well and then really get a result, the satisfaction you feel is really very strong and satisfying.

Opinions on the results

The results that can be obtained both with social trading and online trading on contracts for difference, such as forex, shares etc. If you are thinking of starting this new activity you do it for the money, needless to hide it, well here you have the real possibility to earn as you could never manage to do in any other activity and this is what all traders experience every day they are immersed in managing their operations between news and market analysis.

Comments bag today

Every day, especially in the morning, find out about the main macroeconomic news both inside the nation but also in Europe and outside Europe, as you will know that with the free market every economic policy decision of a State has strong repercussions in all the main markets.

Before operating, especially intraday, he finds today’s comments from analysts of the leading national and international financial sector. Follow the comments from experts on leading portals such as MilanoFinanza , SoldiOnline or Borsaitaliana .

Opinions on the timing to get results

It is a common opinion and it is well known that to see the first results you certainly don’t have to wait for centuries, if that were the case nobody would be interested in trading and everyone would return to their “normal” jobs.

It is difficult to offer reputable and universal data, a lot depends on your personal skill and commitment, but let’s say that generally after the first month of practice, anyone is able to take home a first salary of some size. There are those who are active in the tens of euros and hundreds of euros. Of course there are also those who have lost everything, but we always talk about people who went online to play and not to do things as seriously as we said before.

Opinions on the costs of trading

Traditional stock trading not done on the internet involves incredible and unsustainable costs for anyone. Meanwhile, to start with, it also took € 100,000 (now that figure, he thinks, you can get in the demo to practice for learning ) and then once this investment was supported, you had to bear the costs of management and commission that go to thinning the profits and making increasingly dissatisfied traders.

With online stock trading these problems no longer exist you can start immediately with 100 € and once you have invested your capital the returns are entirely yours you don’t have to give anything to anyone and you don’t have to bear annoying commission costs, you don’t even have to give something to banks. All this without counting the fact that the taxation of trading is still very convenient in our country.

Now the trading platforms allow to make online investments at zero commissions (they earn on the spreads, differential between actual market order and the contract signed by the customer).

Investing in shares, for example, is very convenient with eToro – a platform that allows you to invest in real shares (NO CFD / WITHOUT LEVER) without having to pay fees and commissions – you can learn more about this specific resource .

Opinions on stock exchange investment systems

If you want to invest in the stock market, there are essentially two investment systems as we have been able to point out during this long elaboration. We therefore have on the one hand the social trading offered by the top broker eToro and on the other there are the CFDs or contracts for difference, which are offered by the best brokers recommended by the team and which you can consult in the table below (you will also notice here eToro, already because it offers cfd, pure shares and social trading).

Opinions on social trading

The social trading is undoubtedly the new frontier of trading. In fact, social trading allows traders to exchange valuable information within a community set up directly by the platform, with the latter providing users with all the information relating to the trading performance obtained by the members.

Each member has the possibility to select the most interesting traders by virtue of the results obtained, follow them, and copy the latter’s trading operations and advice. The platform that undoubtedly excels in this is eToro.

The opinion of our team on social trading is positive as it is NOT automated trading and therefore bot based systems, but the functioning of the entire community is based solely and exclusively on human capital, expertise and experience accumulated by traders and therefore, the results are only children of these aspects.

The real opinions that can be found online on social trading are mostly positive.

Online CFD trading views

In the case of CFDs it is always necessary to carry out analysis and forecasts that allow you to understand what the financial markets will be like but profits do not derive from pre-set returns you simply have the opportunity to earn throughout a market trend and the longer it will last, the more your earnings will be, whether it is a bearish or bullish trend, it makes no difference.

In CFD trading a decisive role is determined by indispensable ancillary tools made available to the platforms, such as stop loss and take profit.

With the first you will set the maximum loss that you are prepared to lose from that specific trade, while with take profit, you can set the closing of the position when it has reached a certain level of gain. There are also a series of additional accessory tools that the platforms make available to you, such as the 24option signals (discover them here) .

The 3 rules dictated by the experience on investments on the stock exchange

Regardless of the instrument you choose to use, the bag is the most convenient investment environment ever, but for you it will be especially if you are able to follow the 3 rules that have always made the professionals famous, you we present immediately below.

1st rule – Invest in what you can afford to lose

If you do not have even 100 € set aside ( the minimum deposit on is the same ) that you can afford to lose then you absolutely must not trade on the stock exchange. Giving yourself the opportunity to earn is important, but more important is still to protect the money you need for example to pay the bills.

Don’t make the banal mistake that gamblers make: now I bet a lot then I win. This axiom in online trading does not work but it will certainly cause you to lose and then lose again. If you do not want this to happen and indeed want to always invest in the full of your faculties know that it is possible to do so only by investing money that you can afford to lose.

Emotional involvement would otherwise be too strong and you would end up losing the precious money you needed for more important purposes.

2nd rule – Use money management strategies

The discipline of money management is a technique that is the basis of the success of any professional, the way in which you will be able to manage the money at your disposal could make you a rich and happy or sad and loser trader depends only on you.

Remember to always invest little in all trading operations up to a maximum of 5% at a time, this way you will always know that your money is safe and you cannot lose too much at one time which would be a blow not only for your wallet but for your self-esteem as a trader and it’s not easy to recover from such blows once you’ve suffered them.

To put in place optimal money management through the money management rule, we invite you to use a good demo account to do your tests .

3rd rule – Learn everything you can

The third rule is to never ever stop to experience and learn new things in trading. Use the demo account and the stock market simulators to test and improve your strategies, read books that relate to the topic, make many hours of practice on the financial markets and you will see that the results will come in a virtually automatic way.

Only with commitment and discipline can results be achieved, this is true in trading as well as in life in general where the challenges you face are hard and exhausting and only those in possession of an exemplary preparation can do it.

Final considerations

We really hope that our opinions on trading will come in handy to give you a clearer and more objective look at this incredible business activity of the third millennium. Study, invest, earn, on the stock exchange is possible!

Safe investments: complete guide (updated 2019)

We are talking about safe investments for 2019, analyzing not only the best offers on the market for those who want to invest without risks, but also the main medium and long-term strategies to reduce the risk of our portfolio.

It is not true that financial markets must necessarily be similar to gambling. Those who invest intelligently, following the right information and above all with strict discipline, can achieve fair results on the financial markets, without taking excessive risks.

We will also analyze the concept of risk: yes, because we often do not know and do not easily understand what risk in the investment actually means .

What you are about to read is therefore a complete guide, which will allow you to identify in absolute autonomy the best options you have for safe investments in 2019.

The guide will not really leave anything to chance and will allow you to operate with large or small capitals, sheltering them from inflation and above all making savings, at a sustainable pace.

Let’s see together everything there is to know about safe investments and why they can be a good choice.

What does safe investment mean?

Let’s start from the beginning: what does safe investment mean? What makes an investment less risky than others?

The issue is relatively complicated and for this reason we have decided to give you a small introduction on what financial risk means and above all on what it means to invest in a safe way in 2019.

Every investment presents a risk, otherwise it would not have a return. Indeed, reversing what is the fundamental axiom of finance, we can say that return is directly linked to risk.

All investments have an inherent risk, which however is of a different degree. There are very risky tools, and there are much less risky, almost completely safe tools .

This is it: don’t trust this or that financial promoter who recommends completely risk-free tools. Of course, there are tools that are practically at zero risk, but the “practically” we have affixed means that there are no conceptual risk-free instruments.

Let’s take school examples, to confirm what we have just said:

  1. Postal books: are they safe? Much, given that Poste Italiane is not only solid, but is also a public subsidiary. In addition, postal savings instruments are largely guaranteed by the Italian Treasury. Can Italy therefore fail? Sure. It would be a catastrophe that would affect the economy of the whole world, but it is certainly not an impossible event;
  2. Actions: even when choosing solid company shares, the risks are always around the corner. In this case, it is not only the bankruptcy of the company, but also a loss of value, that can worry you. Example? Those who bought UBI Banca shares at the end of 2006 paid them around € 20 each. Today he could sell them for around 2 euros!

Obviously these are not the only examples of risks that we could report to help you understand what it means to take risks by investing in the stock market or investing more generally.

When we talk – and this is the purpose we are proposing in this guide – of safe investments, we are looking for investment instruments that try not to lose value, neither on the short nor in the long term.

It can be done? Sure. Although to be affected, we say to the avoidance of any possible misunderstanding, will certainly be the returns.

It is not just a question of safe investment instruments

Hundreds of our readers ask us what titles to buy to stay safe and invest without too much risk.

In reality the question is not only related to this or that action, this obligation or that other.

Minimizing risks and making truly safe investments means having an active management of your portfolio, with adequate diversification to invest.

What does diversification mean? We talk about it in the next paragraph.

Strategy is perhaps more important than titles

As we mentioned earlier, in reality it is the strategy that makes our investments safe. What does it mean? It means that on the one hand we will have to choose securities with a low risk profile, on the other hand we will have to diversify the investment, inserting in the portfolio, when possible, different types of securities.

An example? You can choose to buy some stocks, some bonds, some ETFs and some derivatives on the indices.

Diversification is essential for having safe investments

Diversification is a fundamental tool for investing with confidence and minimizing risks.

But what is diversification? What are its foundations? Why can it help us lower the risk of our investment?

To diversify means, as the old saying goes, not to put all our eggs in one basket. We therefore need to invest in different stocks, different markets and possibly even different sub-funds.

Imagine having all your capital invested in the shares of an important group, which, however, causes -10% due to unexpected problems. You will have lost 10% of all your investment.

If, on the other hand, you have different types of securities in your portfolio, even the collapse of one of the investments would not have a huge impact on your portfolio because it would be depreciated by other investments.

Although we have limited capital to invest, we can still differentiate successfully, for example, as we will see later in our guide today, investing in already differentiated stocks, such as ETFs.

For small investors or big savers: here are the differences

Yes, investing with huge capital at your disposal or with very small savings is different. In the first case we can organize a very structured and articulated portfolio, which effectively and effectively manages to diversify.

In the second case, on the other hand, diversifying into a portfolio of different security stocks is much more difficult. Don’t worry though, because as we will see later, there are specific titles designed specifically for those who need to differentiate and have no huge capital at their disposal.

The importance of a demo account

Starting to invest from scratch, immediately putting your capital at the forefront, is never a good idea. Our advice is to open a free demo account, which allows you to operate with virtual capital, until you consider it appropriate and more generally to test your strategies.

By using virtual capital, you will be able to work in peace and learn to modulate your risks.

In the table below you will find 4 platforms to invest in the stock market recommended by our team – on all 4 you can get a free demo account for the practice.

The safe tools to invest in 2019

Let’s get to the heart of the matter, or the tools to invest safely in 2019. What are the best titles? We will analyze them one by one, to understand their pros and cons.

Invest safely with deposit accounts

Deposit accounts are certainly one of the best safe tools for those who have to invest less than 100,000 euros. Under this threshold, as we will see later, they are completely safe tools.

The deposit account is also a very simple tool to use: you just need to pay the sum and wait, without doing anything, for the agreed interest to mature.

There are many institutes that allow you to open a deposit account, either restricted or free.

Among the advantages in choosing this type of solution we have:

  1. Security: thanks to the interbank guarantee fund, the deposit accounts are completely covered up to 100,000 euros, even if the bank goes bankrupt;
  2. Simplicity: you absolutely don’t need to trade online. You will not have to follow the markets and you will not have to be interested in the investment. The deposit account generates returns without you having to do anything;
  3. Accessibility and funds: you can also invest very small amounts. You need just a few hundred euros to start investing.

However, there are also downsides regarding deposit accounts:

  1. Non-excellent yields: the net percentage point is hardly exceeded. In some cases you can get a little more, even if never more than 2%;
  2. Almost necessary to constrain: it becomes almost necessary to bind the sums, because deposit accounts are bound to offer the best returns.

The deposit account can be the ideal destination of a part of our capital, the one we want to keep in greater security.

Invest in an already diversified way: ETFs could be safer

ETFs are securities that replicate the performance of an entire stock market index. It is therefore an already differentiated investment, which could do for those looking for investments with potentially higher returns, even if they do not have sufficient capital to adequately differentiate on their own.

There are hundreds of ETFs that are also listed on the Milan stock exchange and that you can buy with any trading platform.

What are the advantages of ETFs?

  1. These are already diversified investments: which means that you won’t have all the eggs in one basket;
  2. You can choose very large baskets, as in the case of ETF World, which invest in all the best stocks in the world by capitalization. In this case the diversification is even wider;
  3. They are easy to buy and sell, because they are securities listed on all the major global stock exchanges. If you choose ETFs that have good liquidity, you will also end up selling and buying with really minimal spreads;
  4. Very low commissions: always much lower than those that are instead imposed by mutual funds ;

Are there any downsides for those who want to invest safely using ETFs?

  1. Avoid emerging countries: yields are potentially very high, but they are still among the most risky securities in the world;
  2. They are however stocks, even if composed. The synthetic risk index is always or almost always between 4 and 7.

Secure postal investments: do they exist? Are they convenient?

Poste Italiane has been the natural destination for all those who have saved, in Italy, in the last 60 years.

Today, however, despite the substantial security of the institution, it is no longer the case to invest with Poste Italiane, for the reasons of which we will talk very soon.

Security: Poste Italiane is partly guaranteed by the MEF and therefore its solidity is closely linked to that of Italy. Of course, Italy is a relatively solid country and there do not seem to be – at least for the moment – problems in this sense. Where is the problem then? We see it very soon.

Returns: postal passbook savings accounts and savings bonds today have yields close to zero. What does it mean? It means that you will deposit your money in an institution that has the same security as the Italian Republic, but with lesser returns.

The post office today cannot be considered an interesting investment, no matter how safe it may be.

Our advice today is to look elsewhere, where, at equal risk, significantly higher yields can be taken home without any problem.

In the guide we have offered you today, you have all the best information available to organize a much more interesting portfolio, while remaining within the framework of safe investments.

Safe investments in the bank: do they still make sense?

Can you invest through the bank? Yes, even if it is not always the best of the options we have available.

Investing in the bank means leaving the financial promoter the complete management of our portfolio, leaving him even the freedom to choose instruments that may appear to be safe and which could then prove to be much less secure.

Remember also that the investment through the bank has much higher costs: this means that a substantial part of your profits, especially if you invest or points in investing in a secure manner, will remain in your pocket practically nothing.

Use the bank to a minimum, choosing a very cheap securities deposit if you want to buy bonds. For all other instruments, it is certainly more appropriate to choose a product for direct online trading.

Are mutual funds safe investments?

. It depends on the composition of the fund and the synthetic risk index. What does this mean? It means that within the category of funds there is a bit of everything, from relatively quiet bond funds to equity and liquid funds that instead have a very high risk.

Our advice is, in general, to avoid resorting to this type of instrument. The costs always exceed or nearly 2% on average, which means that for a low-risk investment the return is always or almost negative.

The synthetic risk index: is it useful to find safe investments?

Yes, although not always. The synthetic risk index evaluates the risk inherent in an instrument, taking into account various factors.

The risk is thus expressed on a scale of 1 to 7, with 1 being the minimum risk and 7 being the maximum risk.

It may be useful to consult this information, especially if we are buying titles that are composed of other titles.

However, do not always consider this a Bible: often synthetic risk indices are too inaccurate to give us a precise and reliable idea of ​​the risk that a given investment entails.

Conclusions: what to really know to invest safely

There are several final considerations that we want to share with you that you want to invest safely.

  1. Doing it yourself helps: if you want to be certain of the risk of your wallet, the best way to do it is to manage all transactions directly. Today with the great online brokers you have available you can do it in a very simple way;
  2. Diversification is necessary: it is increasingly necessary to diversify, especially if we want to reduce risk to a minimum and potentially increase returns;
  3. Trusting is almost never a good idea: the interests of the financial promoter or the bank are often in open conflict with yours. What to do then? Simple, read point 1.

How to invest the savings in 2020: Complete guide

How to invest the savings in 2020 ? What are the best opportunities we have available to operate in the markets? Should we still rely on the Post Office or the bank ?

In today’s guide we will analyze the best strategies for investing savings, also tracing different paths depending on the objectives and the amount of capital.

We will also talk about how much to invest for optimal results, taxation and convenience.

If you have put aside a nest egg, however large or small, we advise you to read through our guide, which will analyze every aspect of the investment through our experts, even for those who are beginners.

We also advise you to read our investment guide even if you already have some experience in the markets. We will have some goodies even if you have already invested in the past and you simply want to change gears.

You are preparing to read the most complete guide ever written on how to invest in 2020, whether it is the savings of a lifetime or a small sum that you have decided to risk on the financial markets.

The current situation of the world economy

Without wanting to claim to offer a complete examination of the financial markets, we believe it necessary to introduce you to the world and local situation of the financial markets, which we must always keep under observation before making investments with our savings, even if it were a question of a short-term investment.

  1. There is great demand for safe investments: not only from small savers, but also from institutional investors. This has pushed the yields of government bonds safe (and similar) downward ;
  2. The stock market pulls: not universally, but in the markets that matter most. Those who invested a few months ago in equities often achieved good returns;
  3. The emerging countries pull less: the emerging markets that had enabled many to invest successfully seem to be in relative crisis. China, Russia, Turkey and Brazil no longer grow as they did a few years ago.

How to invest, savings is more important than where to invest

It was NOT a random choice: how to invest is much more important than where to invest.

This is because, especially when it comes to investing savings, we will have to have a good strategy, thinking about both the short and the long term, setting goals and trying to be disciplined.

Not having a strategy, says the Anglo-Saxon and American tradition, means having the perfect strategy to fail.

We must therefore analyze our risk appetite, our goals, the capital that we are actually willing to invest, and above all what we expect to happen in the near future.

On our site you can find in-depth guides to set the right strategy and choose your goals.

The alternative of social trading

The social trading is one of the best opportunities we have available to trade, especially if we have not experienced and we still want to begin to employ our capital.

How does social trading work?

  1. You can follow successful investors and copy trading, with just one click. You can choose from hundreds of traders who have your risk profile and your goals;
  2. You can get free signals, since the best platforms analyze the investment trend of thousands of subscribers and are able to tell you automatically how and where the market will move;

Do you want to try social trading without investing even 1 euro? eToro – click on this link – offers you a free demo account with social trading that you can start using immediately.

The demo account, as we will soon see in our continuous guide, is an account that allows you to invest with virtual capital, without initially investing your savings.

How much are you willing to risk?

Risk is the fundamental concept of every type of financial market. The return you get for your investments is compensation for the risk you run by lending money or investing.

What you need to understand before investing your savings is that you have to understand how much you are willing to risk.

What do we mean? We mean that on the one hand a greater risk is accompanied by a greater potential gain and on the other hand the more you risk, the more obviously your capital will be in jeopardy.

You will necessarily have to answer the following questions before choosing a winning strategy to invest your savings:

  1. What part of capital can I afford to lose ? It is one thing to look for the maximum profit with money that is not fundamental for our survival, one thing is to risk capital that we will need in the near future;
  2. Which performance can satisfy me ? If you need or want to earn as much as possible from your invested savings, you will inevitably have to commit yourself to risk something more.

Is it possible to invest savings without risk?

If you are an attentive reader of our website, you will already know how to answer this question: do you think it is ever possible to invest today without having to bear a risk, albeit minimal?

Investments and risk-free are two entities that cannot be put together at all.

There is no investment without risk. And know one thing, we tell you about the over ten years of experience in the sector: if you happen to read or listen to an investment without having to bear a minimum level of risk, things are two:

  1. It is a scam;
  2. They are making fun of you.

Ponder every single aspect well before investing your savings, implementing a risk management strategy that provides for a weighted diversification by virtue of the economic situation of the reference period.

But that is not all. Before implementing it and then adopting the operations for opening orders in the portfolio, you understand how much you are willing to lose, in the eventuality in percentage, compared to what you have budget to invest.

What does safe investment mean in 2020?

The economic scenario has changed radically and today investing in security means:

  1. Minimize any losses: or study a strategy that allows you to sterilize the risks before they occur;
  2. Protect yourself from inflation: that is, choose investments that grow more than the average inflation rate;
  3. Be liquid, to be ready to seize new opportunities if these should finally show up.

We will inform all of our guide to these guidelines, with the certainty of offering our readers a truly complete guide to the best savings investments.

Can you really double, triple your capital in a short time?

Before going into the specifics of our guide, we want to make another premise.

As many of you will have already met online advertisements that promise you to double or triple your savings in a few days or a few weeks.

These are nice and good scams, which you should try to avoid because they won’t bring you anything good.

What you can reasonably expect from your investments is an increase in the value of your capital over time, which will allow you to increase your assets.

Nothing is magical, no one has ever enriched themselves with trading or investments within a few weeks.

Invest the savings with the bank

The first of the options you have available is to entrust your savings to the bank and try, thanks to the help of a good financial promoter, to increase your investment.

This is the classic way of investing savings, which the bulk of Italians have used in the past and which today is starting to creak.

Because? Because there are several problems that are related to the investment of savings, in 2020, as in the past and as in all probability in the future.

  1. Costs: bank managed savings often have unsustainable costs. There is talk of several percentage points on the invested capital, which means that even if you have an investment that you earn, you may find yourself at a loss;
  2. Your interests and those of the bank do not coincide: the bank has an interest in selling products that are convenient for you and very cheap for you. An example? The myriad of asset management products, such as mutual funds and insurance-financial products;
  3. You do not have full control: even if the financial promoter obviously needs your authorization to operate with your capital, you will not have completely the pulse of the situation. The situation is very different compared to those who invest instead with online trading, perhaps taking advantage of the latest generation platforms.

We are not prejudicial to what is offered by the banks to invest their savings.

We are only emphasizing the fact that today we can have available hundreds of alternative solutions, which offer lower cost plans and with full control of the situation to those who invest their savings.

Invest the savings with online trading

Invest your savings in 2020? The online trading is definitely one of the best options you have available.

With the best platforms for online trading, in fact:

  1. You have very low costs and in any case much lower than those offered by the bank;
  2. Freedom: you can invest in virtually any type of security and in any type of market. We are faced with a possibility that could even frighten you when you are a beginner, but which will prove to be fundamental later;
  3. You have full control of your wallet: you decide which title to enter and which to discard. You will be the one to open and close positions, you would decide whether to increase or decrease the risk.

We are facing a possibility, that of online trading, which today has opened the doors of all the best world markets to anyone who even has only a few hundred euros to invest.

Here are the best platforms you can use right now to learn how to invest in online trading.

No, we are not talking about universities, but of an attitude that you should maintain for the whole period of your life in which you would like to work with online trading.

You have to study, because of online trading is an information war, a war that you will win only if you decide to study the basics day by day and then the evolutions of the market that interests you.

With the 24option trading manual downloadable from here you can learn the basics of trading in Forex, stocks, commodities and even cryptocurrencies. A complete guide to start investing in the best way and to understand the markets you are going to try.

Invest the savings with the managed tools

There are hundreds of managed tools that your bank may have already proposed to you for investment. We are mainly talking about mutual funds and unit-linked policies.

They are tools that might even seem more than valid and maybe even interesting: for a few dollars there will be experts to manage our portfolio, who will trade to maximize our profits and minimize our risk.

In reality the data – which are available to everyone – tell a very different story.

As far as mutual funds are concerned, there are very important problems, which you absolutely cannot ignore if what you have in mind is to maximize the profit of your investment and still take low risks:

  1. They cost a fortune: you will pay commissions of more than 2% each year for management only ;
  2. They have lower average returns than personalized investor portfolios. To understand, to a more expensive management, do not correspond then greater earnings;
  3. They are unclear: however clear the prospectuses may be, you will never be sure of what the fund manager is doing. There are also funds that leave truly enormous freedom to the manager to invest in certain products;
  4. They can be very risky: don’t be fooled by the managed formula. Inside this category, you can hide products that are definitely not suitable for those who invest their savings;

Managed savings, in any form, are always and in any case more advantageous for the manager (and for those who promote these products, such as the bank) and for the customer, that is for us who are looking for a good investment for our savings.

The tools to invest savings in 2020

Given that we will be able to invest today – thanks to the possibilities offered by online trading, in the markets we prefer, below we briefly show you the best markets worldwide, also signaling those that are the pros and cons of each market.

Today you are lucky compared to the investors of a few decades ago: you really have the opportunity to invest on your own, following your skills and your information.

A freedom that is certainly a great responsibility, but that can certainly offer you many satisfactions, both in terms of earnings and personal fulfillment.

Invest savings in bonds, BOTs, CCTs and BTPs: advantages and disadvantages

Let’s start with the tool that is perhaps the most common for small and medium savers: the obligation.

They are debt securities, in the sense that they represent in all respects a loan we made to the state that issued the security.

When you buy a BOT, a CCT or a BTP issued by the Italian Republic, you are actually lending money to Italy.

In exchange, Italy – or any other state that issued the bond (so they are called in English) – recognizes the payment of an interest, usually six-monthly.

A very simple system that everyone can understand immediately and that allows everyone to earn a little something.

What are the advantages for those who want to invest savings in bonds in 2020?

  1. Simplicity: The product is very simple and allows you to earn even without knowing stock and finance;
  2. Management: you don’t necessarily have to buy and sell continuously. You can also buy a stock and wait for it to expire.

Without forgetting that today bonds have very low returns, thanks to the international economic situation. What to do then?

Simple: we need to diversify.

Bonds are an interesting way to build our secure base. You choose the percentage of capital to devote to bonds, to then move on to analyze the other types of products to invest.

Investing your savings in shares in 2020

Another very interesting alternative is that offered by the stock market. Everyone can invest today in shares, even if they are not exactly millionaires and above all even if you are interested in markets other than the Italian one.

There are plenty of platforms, such as eToro – which you can preview by clicking here – which allow you to invest in stocks either directly or through contracts, at costs much lower than those offered by your bank.

Investing in shares means becoming a full partner of a listed company, which means that you will follow its destinies, both for good and for bad.

You can make money from shares by buying and selling on the same day, or you can go and invest more in the long run, as so-called cassettisti do.

The stock market offers you very important possibilities, even though it is a riskier financial product on average at least compared to bonds.

You can start trading by practicing investing virtual capital on multiple markets, using the demo account – this gives you the chance to invest without spending even 1 euro to understand the functioning of stock exchange markets.

Not only Italy: from home today you can invest all over the world

The advantages of online trading become obvious when we are dealing with stocks. If until recently it was possible to invest only in Piazza Affari and through its own bank, today we have just one click away from any type of stock market.

Some prefer German shares, some American ones, some French ones. And there are also those who, as a small saver, love to venture into emerging markets such as China or Turkey.

Investing in ETFs and Indices: for an already diversified investment

ETFs are one of the most popular instruments among independent investors. The reason is very easy to understand: ETFs are instruments that offer good diversification, which follow the best stock market indices and have very low costs.

We are in front of the funds in all respects, which however do not have an active management, but a management that is called precisely “passive”.

There are ETFs able to replicate the most disparate indices: NASDAQ, FTSE MIB, NIKKEI 225, CAC 40 and so on and so forth.

We are dealing with a product that is actually very interesting:

  1. Very low commissions: you will actually end up paying a few tenths of a percentage point for the management, often even less than 1/10 of what you would pay with a mutual fund;
  2. Higher performance: the data speak for themselves, passive management savings in 53% of cases are better returns than managed instruments;
  3. Diversification: later we will discuss why it is important to diversify the investment. For now, you just need to know that ETFs make it easier to diversify.

ETFs allow you to invest in virtually the entire economy of a country, despite having only one security in your portfolio.

Investing your savings in raw materials: in 2020 it could be convenient

Another category of investments that you can use today to invest, thanks to online trading, is that of raw materials: natural gas, oil, but also cocoa, soy, gold, silver.

These are excellent investments – taking into account the fact that these are enormously volatile instruments – that today you can do even from home thanks to the best platforms that offer CFDs, or contracts for difference.

This is certainly a category of investments that is not suitable for everyone, but which we can include in a reduced percentage compared to the totality of capital we have invested.

Investing your savings in Forex: today even for small children

Forex has for decades been a market exclusively for specialists, one of those where small fish could not even think of approaching.

Today, however, thanks to the best platforms for online trading, you can go to invest without problems on the dollar, euro, yen, Swiss franc and on all the major currencies worldwide.

Also in this case you can think about opening a free demo account to go and invest virtual capital before venturing out with the capital you saved with sweat and sacrifices.

Forex is certainly a riskier market than we have presented to you so far and this specific type of investment should be reserved for a minimum amount of capital, unless you have a strong risk appetite.

As we anticipated at the beginning of our guide – at higher risks, however, there will also be potentially higher earnings.

Investing in cryptocurrency savings? It is possible with the best platforms

We close with an investment that for many may seem unconventional, but which offered excellent returns to those who moved in time.

We are talking about cryptocurrencies like Bitcoin, Ethereum, LiteCoin and others, which offer a medium-high risk prospect, but which offer potentially higher yields, again for the fundamental law of finance.

Also for this category of investments you should avoid using all your capital, and diversify to avoid being involved in a crack.

The best online platforms allow you all to invest in the best cryptocurrencies.

Should you invest the savings in this period?

You should always invest your savings. Leaving them to rot on our current account means eroding our savings from inflation and expenses, while even with a very low-risk strategy we can earn something.

Today’s guide can be your starting point to really start trading and investing your capital to the fullest, choosing the risk that suits you best.

Investing your savings is certainly the best of the choices you have available.

Is online trading a scam? No, it helps you diversify your portfolio

No, online trading is not a scam. It is indeed one of the best opportunities you have today to operate on the markets and to make your sweaty savings pay off.

Of course, you will have to follow correct and correct information, such as those we provide you every day on our site. Eye, because if it is true that choosing the best platforms for online trading you can surely get a lot, it is equally true that there are unfortunately scammed platforms, which were born with the exclusive goal to defraud customers.

On our site you will find insights on all the legitimate platforms to invest your savings, in 2020 as in the future.

Invest savings with policy, especially in trading advises you, before making even one order, to first learn every aspect of trading well – how? Through specific training.

Investing your savings is not a game and to do so you need to be well informed. Adopt the best trading strategies, but first carefully follow every training process.

Conclusions of our expert staff

The investment of savings is the best way to make money out of one’s capital. Not all that glitters is gold and unfortunately you will have to dodge offers that will surely not offer the best to your pockets and the return on your capital.

Remaining away from the banks and from managed savings, you will be able to move in search of the best returns and modulate the risk you want to take.

Today, thanks to the internet, you actually have excellent tools at your disposal to operate directly from home, and also to constantly increase your knowledge.

Knowledge that, we repeat to you in closing our guide, is fundamental for all those who really want to get the best from the financial markets.